The post-election market rally surprised many, especially with its tenacity.  Some experts see the imminent change in Washington as good for business, while others see the change as harmful for the middle class.  Like with every new president, we hope for changes that bring improvements for most people.  We don’t know how much of the new administration’s agenda will be implemented, or how the agenda itself may change in the coming months.  We will be watching for a bipartisan approach to major legislation, which we view as the key to changes with staying power.