Our best wishes to you and yours for happy holiday season.  As you enjoy all the tasty treats, see our 2015 year-end newsletter to get some food for thought!  Topics include:

• How to compare local hospital charges for common in-patient procedures.
• Considering taking a 401(k) loan?  Be aware of the downside of “paying interest to yourself”.
• Will you live to 100?  One estimate is that 1 out of 26 boomers will…will your money last as long as you do?